上海招聘

职位描述：
The Portfolio Leader will report directly to the Asia Risk Leader. The primary responsibilities of the role include;
- Minimizing losses through the early identification and assessment of non-performing accounts.
- Management of Watchlist Reporting and related Loss provisioning
- Problem loan workout, end of finance rescheduling
- Handling Litigation and insolvency matters related to Customers
- Day to day management, training & development of assigned Field Audit & Account / Portfolio Management staff.
- Oversight responsibility for all “Deal Closing” procedures including legal & regulatory filings, condition fulfilment and operating system maintenance (for future tracking / renewals)
- Responsibility for all “Know Your Customer” / Anti-Money Laundering control procedures within the Line of Business.
- Responsibility for managing Credit insurance related activities including Policy Compliance and Reporting needs.
- Ensuring accounts assigned to Account Managers are being monitored and managed in accordance with CDF’s proprietary portfolio control policies and procedures.
- Managing quality of control and records in operating systems (AIMS) for Dealers in CDF Asia.
- Carrying out rigorous reviews of work-queues and initiating appropriate follow-up activity.
- Ensuring action and closure rates on workflow items for accounts assigned to staff in line with expected and regularly measured standards.
- Escalation of issues and concerns to senior management on a timely and thoughtful basis.
- Controlling delinquency monitoring processes, Watchlist Reporting and initiating debt recovery activities with both Clients and Dealers
- Overall responsibility for customer refund or waiver requests ensuring appropriate controls and adherence to Policy
- Ensuring that Deal Closing procedures are maintained and followed with specific focus on legal & regulatory filings, fulfilment of conditions precedent & customer on-boarding (training / systems & performance standards)
- Scheduling of Field Audits, quality control and cost / time efficiency management to optimize the use of available resources, technologies and third-party services across the Asia region.
- Specific focus on assigning workloads, Field Audit planning and execution in China with adherence to defined processes & the specific needs of the Chinese market.
- Training & development of assigned Field Audit & Account / Portfolio Management staff
- Ensuring all collateral controls and monitoring standards are maintained including but not limited to Inventory inspections, collateral assessments (both physical and virtual) & remediation of collateral deficits.
- Managing KYC/AML procedures in relation to Vendors, Dealers and Investors including collation of all necessary documentation & periodic screening as prescribed by the local Financial Crime team and helping resolve any queries arising
- On-going portfolio monitoring including filtering and escalation of screening hits
- Setting and monitoring portfolio reporting processes in relation to participation agreements
- Leading ad-hoc projects assigned from time to time.

Requirements to candidates:
- 5+ years of proven experience in Account Management or Collections / Portfolio Control preferably in a fast moving commercial finance environment. 7+ total working experience in related functions.
- Demonstration of leadership experience
- A clear thinker who can translate strategy into specific goals and objectives
- Proven ability to effectively negotiate and influence
- Has imagination to confront difficult circumstances in a creative way and pushes for success
- Displays inclusiveness by incorporating input from others into decisions and implementation
- External focus - anticipates events that could impact on deliverables and manages around them
- Develops expertise in a function or domain, using depth of knowledge to drive change
- Strong teamwork values and strong work ethic and commitment.
- Professional customer / associate / colleague relationship skills.
- Ability to learn from senior management and assist more junior colleagues.
- Multi-skilled and versatile with ability to manage multiple tasks.
- Ability to work proactively to solve problems and work independently.
- Able to work under tight schedules to a high quality and consistently meet objectives.
- Clear concise written & oral communication.
- Proficient in MS Office Suite (Word, Excel, PowerPoint) programs
- Proven experience in operating systems e.g. AIMS, PCS. COMS
- Understand and develop expertise in products/services offered.
- Work within the framework of company regulations e.g. data protection, ensuring compliance at all times.
- Ability to stay abreast of market and portfolio trends and industry best practices.
- Fluency in English. Mandarin language skills strongly desired but not mandatory. 举报 分享

About Wells Fargo
Wells Fargo & Company (NYSE: WFC) is a diversified, community-based financial services company with $2.0 trillion in assets. Founded in 1852 and headquartered in San Francisco, Wells Fargo provides banking, insurance, investments, mortgage, and consumer and commercial finance through more than 8,500 locations, 13,000 ATMs, the internet (wellsfargo.com) and mobile banking, and has offices in 42 countries and territories to support customers who conduct business in the global economy. With approximately 273,000 team members, Wells Fargo serves one in three households in the United States. Wells Fargo & Company was ranked No. 25 on Fortune’s 2017 rankings of America’s largest corporations. Wells Fargo’s vision is to satisfy our customers’ financial needs and help them succeed financially. News, insights and perspectives from Wells Fargo are also available at Wells Fargo Stories.
Wells Fargo Commercial Distribution Finance (CDF) is the trade name for certain commercial distribution and inventory financing services of Wells Fargo & Company (WFC) and its subsidiaries including Wells Fargo International Finance, LLC (WFIF) (collectively, CDF). WFIF is a subsidiary of WFC.

Established in 2012, Wells Fargo CDF Commercial Factoring Co., Ltd., the wholly owned enterprise of Wells Fargo Group, is the first commercial factoring company registered in Tianjin since the approval of factoring pilot zone in the city. Leveraging Wells Fargo’s expertise around the globe, also in conjunction with our understanding and dedication towards factoring industry development in China, we are committed to provide the best commercial distribution finance services to serve customer’s growth needs in China.
In partnership with Wells Fargo CDF, vendor clients can reduce DSO, minimize credit loss exposure, reduce collection resources and increase sales. Our support of the vendor clients provides significant credit and liquidity benefits to their dealer channels allowing the dealers to drive sales growth & enhance cash flow by minimizing inventory investments.
CDF provides its customers services and values beyond financing: it brings committed and knowledgeable relationship management, deep industry knowledge/expertise and best practices. Especially the best practices in fields like growth and operating efficiency, industry trends and leadership and people. Customers can not only get financing programs that suit their needs for business growth, but also series of services that are in favor of their long-term development.

Disclaimer
Wells Fargo CDF Commercial Factoring (China) Company Limited, a company duly established in the People’s Republic of China, is a subsidiary of Wells Fargo & Company. Wells Fargo CDF Commercial Factoring (China) Company Limited is not licensed or regulated by the China Banking Regulatory Commission (CBRC) as a commercial bank in the People’s Republic of China.
富国商通融商业保理有限责任公司是富国集团公司的附属公司，依法正式成立于中华人民共和国。其在中国內並非商业银行因而不受中国银行业监督管理委员会（银监会）的执照影响或监管。